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What Is A Social Security Number?

What Is A Social Security Number?

A social security number is a nine-digit number that the United States government usually issues to all its citizens. For eligible U.S residents, they can apply for it, for them to be employed in the states. People will require a social security number(SSN) for them to work, to get social security benefits and pensions, and other social services. It will also be used to track all your earnings across your entire life. Your earnings as a taxpayer will be contributed to the social security system throughout your life, and you will get returns in the form of disability or income checks. Below are some of the reasons why and when you need a Social Security Number.

• When you get employed, your employer will need your social security number. They will use it to report your income to the Internal Revenue Service(IRS) and your wages to the Social Security Administration.

• You will need a Social Security Number when opening a bank account in the U.S.The financial institutions will need your SSN when checking your credit and reporting your investment income to the IRS.

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• You will also require a Social Security Number when applying for a federal loan. This way, they will check if you have defaulted on any previous federal loans and if you are an eligible citizen.

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• When enrolling in Medicare, you will be required to have a social security number; otherwise, you will not be eligible for Medicare and Medicaid Services.

• You will also need this number when applying for a U.S passport; otherwise, you will have delays in your application process.

A Social Security Number (SSN), as seen above, is vital for anyone living in the U.S. It is always advised to keep your card in a safe place to avoid identity theft and the long process of getting a replacement. It is also important to note that these services are free, and no one should take advantage of you and ask for a fee.

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